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Cigarette smoke can put a serious damper on your ability to live comfortably in your current home, and it can be a deal breaker for visitors or potential buyers of a property

Some insurers (such as New York Life Insurance Co.) implement policies based on frequency of use, whereby light to moderate use incurs no extra premium, but heavy recreational use does incur an increased premium

however, additional research is warranted to ascertain the enduring effects, especially considering potential shifts due to evolving circumstances such as the coronavirus disease (COVID-19) pandemic 3,15

In many cases, two or more of these parts may be found in the same device, such as the tank, or each may be purchased separately

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